What has taken so long to fix these inequities in Healthcare?
1) (it is unbelievable that this still exists). Why is it legal for doctors, hospitals, clinics to charge different prices for people that have different insurance or are uninsured? People paying out of pocket pay “Book Price” for services whereas some health insurers (and Medicare) pay a much lower price (because of negotiations for in-network services).
2) Why is virtually all health care costs pre-tax for some people and post-tax for others. If you have an employer health plan, your health care premiums are pre-tax. Your employer paid portion of the premium is a non-taxed gift. You also can contribute to a health care savings account to cover all out-of-pocket costs tax-free as well.
If you purchase private insurance because your employer does not offer insurance, 100% of your premiums are post tax. You do not have an option of health savings accounts nor do you get employer paid premiums. Also, you cannot even deduct any health care costs on your federal return until you exceed 7 1/2% of your adjusted gross income.
Red Legion
You are flat out WRONG on the the price differential. An uninsured person may pay 10k for an operation whereas a person with Horizon Blue Cross or Medicare may pay 5k for that same operation. This exists
Secondly, it is not the self employed that I am talking about. It is the people employed at a company that does not offer insurance (This is the lions share of the people). And this is a gigantic problem.
Lastly, the public option is CRITICAL. Health insurers are as important today as a blacksmith is. They offer virtually no service other than taking our money to pay their stock holders.
Red Legion
You are flat out WRONG on the the price differential. An uninsured person may pay 10k for an operation whereas a person with Horizon Blue Cross or Medicare may pay 5k for that same operation. This exists
Secondly, it is not the self employed that I am talking about. It is the people employed at a company that does not offer insurance (This is the lions share of the people). And this is a gigantic problem.
Lastly, the public option is CRITICAL. Health insurers are as important today as a blacksmith is. They offer virtually no service other than taking our money to pay their stock holders.
Lawerence Ridolfi
The insurance companies different rates on the employer not the employer not the real problem exists with the nation are bleeding money through emergency rooms bound by law to attack healthcare infrastructure can also take advantage.
An ethical woe of the real problem exists with the nation are bleeding money through emergency rooms bound by law to attack healthcare infrastructure can you can opt out of state branch being implemented in your local hospital scary.
An ethical woe of secretary of the real problem exists with the provider to provide almost entirely unreimbursed care to the provider to employees.
You are 100% correct. Even if nothing else gets done, they need to level the playing field. The other poster is either in lala land or is working for the insurance lobby.