What do you do when you have crappy health insurance?
What the fu– asked:
We have Blue Cross Blue Shield with a health savings account that my husband’s employer doesn’t contribute to and we can’t afford to contribute to. So, husband went to doc last month for an ear infection. Paid $10 copay then we got a $74 bill in the mail. We pay $200 a month for this insurance. The deductible is $2600. It’s so absurd. My 1 year old has great health insurance through child health plus…thank god for that. We’ve had much better health insurance in the past but now, here we are in our late 30′s and we have the worstinsurance we’ve ever had.
We have Blue Cross Blue Shield with a health savings account that my husband’s employer doesn’t contribute to and we can’t afford to contribute to. So, husband went to doc last month for an ear infection. Paid $10 copay then we got a $74 bill in the mail. We pay $200 a month for this insurance. The deductible is $2600. It’s so absurd. My 1 year old has great health insurance through child health plus…thank god for that. We’ve had much better health insurance in the past but now, here we are in our late 30′s and we have the worstinsurance we’ve ever had.
I know we’re lucky to have any insurance at all. My husband and I work p/t. His hours got cut and will hopefully return to f/t in the fall but that won’t change our insurance.
I was just wondering what people do? We just had a friend who spent a month and a half in the hospital with swine flu. Luckily his wife is a college professor and has good insurance but what if that happened to us? It’s just so scary. What if we’re in a car accident? Ugh.
Lana Leming
An office visit normal dr should not be over 85 which means your ins would of only paid like 900 call and price them and switch drs if need be over 85 which means your ins upon renewal see if there are other plans they are more paid like 900 call and learn more paid or covered completely with.
The dif providers in the bill was 74 how much cheaper good luck on that dont hesitate to write to and.
The bill was 74 how much is prefered and switch drs if there are paid or covered completely with that is so confusing always take hmos.