Should we or shouldn’t we?
OnlyHis asked:
We need health insurance but my husbands health insurance is expensive and will make where we are about 120.00 short every month to pay bills. We don’t have very much wiggle room….we don’t spend much if anything at all on anything else , but I was thinking if we didn’t get the insurance…to save at least as much as they would have taken out and put it into a savings account…at least it would be there if needed. What do you think
Christy
We need health insurance but my husbands health insurance is expensive and will make where we are about 120.00 short every month to pay bills. We don’t have very much wiggle room….we don’t spend much if anything at all on anything else , but I was thinking if we didn’t get the insurance…to save at least as much as they would have taken out and put it into a savings account…at least it would be there if needed. What do you think
Christy
In that case, get an HSA (Health Savings Account) and a high deductible medical plan. You need to at least have at least that because if you get in a major accident or fall gravely ill can you afford hundreds of thousands in expenses? I don’t think so. You might want to consider having at least that much (an HSA paired with a high deductible plan).
My birth control just hope that you basically healthy young adults without kids you get the insurance and use them when have health insurance if.
For diabetes take your blood pressure etc so you may want to only carry major medical policy that would help cover an unexpected surgery tonsillectomy appendectomy that will generally do.