Do you have a HSA (health savings account?)?
leahnc725 asked:
I have two small kids (age 18 months & 4 1/2) Its enrollment time again & we are being offered 3 plans. Two plans being offered are traditional health insurance (High or moderate coverage) and then new this year they added the HSA.
I have two small kids (age 18 months & 4 1/2) Its enrollment time again & we are being offered 3 plans. Two plans being offered are traditional health insurance (High or moderate coverage) and then new this year they added the HSA.
The tax benefits & putting money back in my own pocket is tempting – but Im fearful that over the first couple years I will not be able to contribute enough to meet that high deductible (if one of us gets sick & needs hospitalization/xrays/prescriptions)
What are your thoughts about the HSA?
Pilar Grochmal