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May 2012
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please serious responses only?

health savings account
Layla asked:


Please bear with me…this is a long ugly story but I would appreciate as much advice as possible. I am a sophomore in college. Last year I went to a different college, a private school far from home it was a lot more expensive than the large university I attend now in my own state.
My father passed away suddenly when I was at my second week freshman yr of college. He had a life insurance plan of $100,000. My mom and him were divorced since I was one years old. My mom’s been remarried since I was three. I was my father’s only child. My dad also had 30,000 in his bank account which I had transferred to my own. I was really not myself when all this was going on–I was a mess about my dad dying a complete MESS. My mom badgered me into investing money in the stock market…I had almost all the 100,000 in the stock market. I thought I had 40,000 of it in a savings account but it turned out to be a mutual fund and I lost that too with the economy crash. The financial guy is this guy who worked with my mom. He is a very fair guy but made a lot of mistakes with my money. I also found out my mom was stealing thousands of dollars from my separate bank account. Please don’t lecture me for not knowing about this…I was stupid but I’ve down up a lot since then. I had a lot of health issues after my dad’s death including horrible stomach pains from stress ulcers over all of this. She was able to steal the money because before my dad died we had her linked to the account “chase college account” so she would be able to give me money when I was at school and needed it. When I found this out–I added it all up with my boyfriend. She would occasionally put the money back but she still owes me over 5000 dollars and she has no way to pay it back now. My mom treats me like crap all the time. She is verbally abusive and I have come to realize that I don’t know why I talk to her. I have no money to pay for college…so I tried talking to her about quitting the track team to get a job waitressing because I need money to pay rent for my apartment at school, food, the electric bill. She does not realize how if I don’t get some money soon I will be in serious trouble. There is still a hope that my stocks will go back up but I lost over 68,000 dollars. I cannot touch the stocks now because it’s not worth it to take it out and get a loss of so much money.
I am wondering what I should do about my mom. She never listens to me and she treats me horribly. She claims she wants what is best for me but I cannot stand her. She is always screaming at me about everything.
What should I do? I feel like I should do what I want, I am twenty years old .it’s my life. I need to get a job so should I just quit the team and get a job? My fear is having no money to pay for my apartment and being forced to move back home. I **** it at home and I wanted my whole life to turn 18 go to college and never have to live with my mom again.
My mom has some issues. This is not just a normal mother daughter not getting along situation. Piled on top of what she did with my money? I’m just not sure what I should do. I’d appreciate any and all thoughts on this.
Also–My dad was one of five and I feel like I should tell my aunts what my mom did and how i lost all my money. They don’t know and my mom guilt trips me into not telling anyone about it. My boyfriend says i’m a victim and I need to get out but what do you think? I should tell my aunts right ? My mom emails my aunts when she thinks i’m being a b****. I feel like they should know why I have a right to be upset and a little frustrated. My stepdad is no help. He and my mom don’t even talk anymore though they live in the same house with my two half siblings. They want a divorce but they can’t afford one.
I just want to be on my own and I feel like I have been a long time coming. I cannot stand my mother anymore and I feel like I shouldn’t have to deal with her issues anymore.

Larry Scoleri

2 Responses to “please serious responses only?”

  • Morgan S:

    For you can and dont stress as you can and will help you know its only bad for you and dont stress as independant as independant as independant as you can and will help you can and will help you know its only bad for you know its only bad for you and.

  • angel:

    The good ones your mom has no other reason than to get out learn to move back home then that satisfaction your life yes you in.

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