I got injured with no health insurance, so now I have a financial evaluation appointment at the hospital?
lee asked:
I have a financial evaluation appointment at the hospital to see how much I can pay for my hospital bill (I got injured with no health insurance), the hospital bill came out to $5,000. I make $1000 p/month almost minimum wage in Florida, and I have a lot of expenses. I want to set up a payment schedule with the hospital where I can pay about $20 p/month. I have a bank account with some savings (roughly $5,000), will I be forced to pay the hospital bill in one lump sum with the money from my bank account or will they let me set up a payment schedule? Do I have to tell them that I even have some savings in a bank account?
I have a financial evaluation appointment at the hospital to see how much I can pay for my hospital bill (I got injured with no health insurance), the hospital bill came out to $5,000. I make $1000 p/month almost minimum wage in Florida, and I have a lot of expenses. I want to set up a payment schedule with the hospital where I can pay about $20 p/month. I have a bank account with some savings (roughly $5,000), will I be forced to pay the hospital bill in one lump sum with the money from my bank account or will they let me set up a payment schedule? Do I have to tell them that I even have some savings in a bank account?
P.S. When you set up a payment schedule, do they charge interest on that?
Any advice would be appreciated.
Eusebia Rasul
yes, you have to tell them about the savings account. They might have you pay some out of that savings, but not even half. Some hospitals do charge interest on unpaid balances. Most hospitals will work with you and some will remove the whole balance. Do you own a home? That will make your chances slimmer of getting the whole thing taken off.