Archive for the 'Personal Finance' Category

Can anyone here explain to me about health savings accounts and how they work?

Saturday, June 12th, 2010

iffley asked: I was reading about health insurance plans and how they work and I discovered something called a health savings account that insurance companies have. Do the health insurance contribute money to the plan or I can go to any bank an open an account with $100 in it?Casimira Amboree

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trying to figure out how good we are doing financially?

Wednesday, June 9th, 2010

puppiesnmarshmellows asked: This is going to be embarrasing, but i don’t know if we are doing ok or not. I don’t know what the norm is for money leftover after bills but according to a debt/income ratio i did today we are at 34% which is good, i guess.
My husband makes 1333 twice a month [...]

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Is this sound right for a budget for a newly coming out of college grad that is married?

Monday, April 19th, 2010

Tyler M asked: Info: Im a 22 yr old coming out of college married moving into a 2000sq ft home in Oklahoma with a salary of 60k and this is what i came up for a budget. So i was wondering if anyone could look at it and see where there will be problems and [...]

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US Bank Health Savings Account - Debit Card Activation Number?

Thursday, April 15th, 2010

Michael asked: Does anyone know the number that is printed on the sticker on the front of the US Bank Health Savings Solutions Debit Card? I took mine off before calling it and activating the card, because I’m an idiot, and customer service is closed on the weekends.
Much thanks!Bobbie Rabun

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What do you do with money won in a settlement case?

Monday, April 12th, 2010

*??g?l ƒ?ø? ??? d???* asked: I don’t want to spend it since I work two jobs and make enough to spend on necessities and wants.
This was from a lawsuit won against a car insurance company and it’s way more than my weekly wages. My lawyer, court fees, etc have already gotten their money.
Do I have [...]

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Anyone got good finical advice?

Monday, April 12th, 2010

Dee asked: I’m 19 and just starting out in the world. (I plan to go to college eventually, but it’s not realistic for me right now.) Are there any books I could read to get myself prepared for handling my fiances? I’ve been good with saving money, but I know there are [...]

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What is a Health Savings Account? And should I start me a 401K?

Saturday, April 10th, 2010

tarkwan asked: It’s open enrollment at my workplace. I’m 27 with three children. Would either of these benefit my family and I. My children have peachcare, but I don’t have health insurance at the current moment. I’ve been searching for a health care plan at a reasonable rate. Any suggestions? Would [...]

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Health savings account how it works?

Tuesday, April 6th, 2010

AleksA asked: i can switch from regulatrghi plan to HSA. i have a family plan my husband and i are healthy we go just go for check up and i need to see my allergy dr 1-2 a year. but we have a 5 months old. he is at the dr a lot since he [...]

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anyone familiar with Health Savings Accounts? (HSA)?

Monday, April 5th, 2010

happy0623 asked: I have an hsa account because my insurance is high deductible.
its 2500.00 loan that goes toward any medical expenses.
last year I used it quickly due to prenatal care, etc. Had no problems with it at all.
This year..after having my child, im having major skin issues (acne) so im seeing a dermatologist. I will [...]

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What to pay off the Dave Ramsey way?

Monday, March 29th, 2010

jjhull03 asked: I am about to start Baby Step 2.Here are my debts and interest rates: $2343 personal loan for carpet at 0%, $1590 personal loan for braces at 0%, and a student loan for $19500 at 1.625%. I have the cash that I can pay off the first loan, and the braces I use [...]

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