Health Savings Account-Health Savings Account Info

Eric D asked:


I have an HSA and was wondering if the purchase of condoms was included in this.

Beau Bugler

Mama asked:


that had deductible of $5000 and then only covered 30%& lifetime max wasn’t even close 2 this}

* Plan Type
* PPO
* Office Visit for Primary Doctor
* $40 Copay, deductible waived for first 3 visits/calendar year (combined with Specialist visits). Subsequent visits are subject to the deductible.
* Office Visit for Specialist
* $40 Copay, deductible waived for first 3 visits/calendar year (combined with Primary Doctor visits). Subsequent visits are subject to the deductible.
* Coinsurance
* None
* Annual Deductible
* Individual:$1,750
* Separate Prescription Drugs Deductible
* None
* Prescription Drugs
* Generic: $10 Copay
*
* Brand: Not Covered
*
* Non-Formulary: Not Covered
* Annual Out-of-Pocket Limit
* Individual:$1,750
Includes deductible
* Lifetime Maximum
* $6 Million per person
* Health Savings Account (HSA) Eligible
* No
* Out-of-Network Coverage
* Yes (Details in plan brochure below)
* Out of Country Coverage
* Yes. Paid as in-network benefits if through a WorldWide BlueCard Provider (View Details)
* Find Doctors (Search to see if your doctors are part of this plan’s network.)

Physicians

* Primary Care Physician (PCP) Required
* No
* Specialist Referrals Required
* No

Preventive Care Coverage

* Periodic Health Exam
* $40 Copay, deductible waived
* Periodic OB-GYN Exam
* $40 Copay, deductible waived
* Well Baby Care
* $40 Copay, deductible waived

Prescription Drug Coverage

* Generic Prescription Drugs
* $10 Copay
* Brand Prescription Drugs
* Not Covered
* Non-Formulary Prescription Drugs Coverage
* Not Covered
* Mail Order for Prescription Drugs
* Generic: $20 Copay
*
* Brand: Not Covered
*
* Non-Formulary: Not Covered
*
* Days Supply: 60
* Separate Prescription Drugs Deductible
* None

Hospital Services Coverage

* Emergency Room
* $100 Copay (copay waived if admitted), deductible waived
* Outpatient Lab/X-Ray
* No Charge after deductible
* Outpatient Surgery
* No Charge after deductible
* Hospitalization
* No Charge after deductible

Maternity Coverage

* Pre & Postnatal Office Visit
* Not Covered
* Labor & Delivery Hospital Stay
* Not Covered

Additional Coverage

* Chiropractic Coverage
* Not Covered
* Mental Health Coverage
* Non-severe mental illness: No Charge after deductible; Severe mental illness: $40 Copay, deductible waived for first 3 visits/calendar year. Subsequent visits are subject to the deductible.

Claire

rye asked:


What exactly is an HSA? In simple terms.

I am about to graduate from college: 22, single, healthy, lean, etc, no serious conditions (just a minor, minor, MINOR heart condition).

Would an HSA benefit me? What does it do?

Soon Altenhofen