Archive for the ‘Men’s Health’ Category
Does this medical insurance sound good {I found this on my own when someone else was trying2sale me diff 1}?
that had deductible of $5000 and then only covered 30%& lifetime max wasn’t even close 2 this}
* Plan Type
* PPO
* Office Visit for Primary Doctor
* $40 Copay, deductible waived for first 3 visits/calendar year (combined with Specialist visits). Subsequent visits are subject to the deductible.
* Office Visit for Specialist
* $40 Copay, deductible waived for first 3 visits/calendar year (combined with Primary Doctor visits). Subsequent visits are subject to the deductible.
* Coinsurance
* None
* Annual Deductible
* Individual:$1,750
* Separate Prescription Drugs Deductible
* None
* Prescription Drugs
* Generic: $10 Copay
*
* Brand: Not Covered
*
* Non-Formulary: Not Covered
* Annual Out-of-Pocket Limit
* Individual:$1,750
Includes deductible
* Lifetime Maximum
* $6 Million per person
* Health Savings Account (HSA) Eligible
* No
* Out-of-Network Coverage
* Yes (Details in plan brochure below)
* Out of Country Coverage
* Yes. Paid as in-network benefits if through a WorldWide BlueCard Provider (View Details)
* Find Doctors (Search to see if your doctors are part of this plan’s network.)
Physicians
* Primary Care Physician (PCP) Required
* No
* Specialist Referrals Required
* No
Preventive Care Coverage
* Periodic Health Exam
* $40 Copay, deductible waived
* Periodic OB-GYN Exam
* $40 Copay, deductible waived
* Well Baby Care
* $40 Copay, deductible waived
Prescription Drug Coverage
* Generic Prescription Drugs
* $10 Copay
* Brand Prescription Drugs
* Not Covered
* Non-Formulary Prescription Drugs Coverage
* Not Covered
* Mail Order for Prescription Drugs
* Generic: $20 Copay
*
* Brand: Not Covered
*
* Non-Formulary: Not Covered
*
* Days Supply: 60
* Separate Prescription Drugs Deductible
* None
Hospital Services Coverage
* Emergency Room
* $100 Copay (copay waived if admitted), deductible waived
* Outpatient Lab/X-Ray
* No Charge after deductible
* Outpatient Surgery
* No Charge after deductible
* Hospitalization
* No Charge after deductible
Maternity Coverage
* Pre & Postnatal Office Visit
* Not Covered
* Labor & Delivery Hospital Stay
* Not Covered
Additional Coverage
* Chiropractic Coverage
* Not Covered
* Mental Health Coverage
* Non-severe mental illness: No Charge after deductible; Severe mental illness: $40 Copay, deductible waived for first 3 visits/calendar year. Subsequent visits are subject to the deductible.
Claire


