Archive for the ‘Injuries’ Category
Injured with no health insurance and a big hospital bill?
lee asked:
My girlfriend dislocated her shoulder while playing volleyball with no health insurance. Her parents health insurance stopped covering her because she had just graduated from college (If your covered through your parents group health insurance most companies will stop coverage after graduating college). Now my girlfriend has to pay this large hospital bill . She is working full time but only making minimum wage and has a lot of expenses. Soon she has an appointment where she will be given a financial evaluation at the hospital to see if she can get any aid in paying the hospital bills (she doesn’t know the total of the hospital bill yet, but she’s guesstimating its going to be over $3,000 because she was sent in an ambulance to the emergency room and took several x-rays etc…). She has her lifetime savings in a bank (roughly $3,000 that she was planning on sending to her grandmother in France to help her grandmother pay for an operation she needs).
My girlfriend dislocated her shoulder while playing volleyball with no health insurance. Her parents health insurance stopped covering her because she had just graduated from college (If your covered through your parents group health insurance most companies will stop coverage after graduating college). Now my girlfriend has to pay this large hospital bill . She is working full time but only making minimum wage and has a lot of expenses. Soon she has an appointment where she will be given a financial evaluation at the hospital to see if she can get any aid in paying the hospital bills (she doesn’t know the total of the hospital bill yet, but she’s guesstimating its going to be over $3,000 because she was sent in an ambulance to the emergency room and took several x-rays etc…). She has her lifetime savings in a bank (roughly $3,000 that she was planning on sending to her grandmother in France to help her grandmother pay for an operation she needs).
My girlfriend makes minimum wage and has a lot of expenses, and with her budget she can only pay approximately $20.00 per month. Nonetheless, she is worried about losing the money she has in her bank account. At an appointment for a financial evaluation, like this one, do they ask if you have a bank account? If they do ask will she be forced to pay the hospital bill with that money?
Any advice or tips on how to deal with this would be appreciated.
Im used to saying her grandmother is in France because thats where most of her family is, but her granmother is in Belgium not France.
Anthony
How much does an x-ray, a re-break of a toe and pain medication cost at a doctor’s office?
verentoll asked:
I broke my toe about three months ago (I was pretending to be The Flash and I met my microwave stand nemesis!) and didn’t head into the doctor’s office. Foolish, I know! I didn’t tape it to another toe either, and it healed incorrectly. I’m assuming the bone healed wrong because it still hurts if I put my full weight on it. I have no health insurance because I’m in a job transition, but I do have a Health Savings Account with a bit of money in it. I’m financially strapped right now, so I can’t afford anything, and the crux of my issue is whether I should wait until I find a new job (and continue limping around) or hope I have enough money to pay for the whole thing with what’s left in my HSA account. Problem is it’s hard to gauge prices!
Charlie Goldinger
I broke my toe about three months ago (I was pretending to be The Flash and I met my microwave stand nemesis!) and didn’t head into the doctor’s office. Foolish, I know! I didn’t tape it to another toe either, and it healed incorrectly. I’m assuming the bone healed wrong because it still hurts if I put my full weight on it. I have no health insurance because I’m in a job transition, but I do have a Health Savings Account with a bit of money in it. I’m financially strapped right now, so I can’t afford anything, and the crux of my issue is whether I should wait until I find a new job (and continue limping around) or hope I have enough money to pay for the whole thing with what’s left in my HSA account. Problem is it’s hard to gauge prices!
Charlie Goldinger