Health Savings Account-Health Savings Account Info

prisoner asked:


Hi When i last tried to enter UK i got denied by customs for not having enough money in my account and no health insurance. My husband (boyfriend when denied) also bought me a return ticket for six months to stay last time. I am thinking about returning to see him as he has spent 2 months with me in the USA. If i do come back with savings and health insurance on a 4 week return ticket, can anyone see me having any problems getting in? Thanks.
One detail i forgot to add was that i did make a small white lie and told customs that i had a little money in my account… moments later i told them that i had lied and didn’t have any money… I have phoned up immagration offices and told them all this but they didn’t seem to see that as an issue as i did tell the truth afterwards. They put in my papers misrepresenting herself and the customs officer wasnt satisfied. I was then fingerprinted and had photos taken and denied entry. Anyone who has had a similar experiance or can give good advice, please do reply. Thanks!

Todd

prisoner asked:


Hi.I’m a British man living in the UK. My girlfriend, who is American living in the states (now my wife) came over to the UK last Januray using a return ticket that i had bought her. The ticket was for her to stay six months. She got denied entrance due to the fact that she didn’t have enough in her bank account savings or (very stupid of us) no health insurance. My question is… If she were to return with a 1. return ticket. 2. good savings in her account. 3 health insurance. Would customs let her through? Plus if anyone who reads this who has been in a situation where they are trying to get a spouce over to The UK, would it be possible for me to contact you through e-mail or im…Thank you… Gareth.

Tatiana

THE GREATEST GODDESS JILL asked:


The National Latino AIDS Awareness Day (NLAAD) is a national social marketing campaign that engages the Hispanic/Latino community in HIV awareness and promotes testing, prevention and education. NLAAD takes place annually on October 15th, the last day of Hispanic Heritage Month and was initiated as a response to the HIV/AIDS crisis within Hispanic/Latino communities in the U.S. and its territories. In the past seven years, organizations participating in NLAAD have provided HIV testing to over 70,000 individuals nationwide.

This year’s theme – Save a Life, It May be your Own. Get Tested for HIV – speaks to the critical role HIV testing and prevention education plays due to the late testing realities faced by Hispanic/Latino communities. Data from the Center’s for Disease Control (CDC) shows that Hispanics/Latinos progress to AIDS faster than any other racial or ethnic group with 42% being diagnosed with AIDS within 12 months after learning of their positive HIV status compared to 34% late diagnosis among white non Hispanic and 35% among blacks.

“We believe that personalizing the message of HIV testing and prevention will resonate in our communities. Hispanics/Latinos face so many health challenges including discrimination, language barriers, social stigma, poverty and as of late, tremendous anti-immigration sentiment. Through CENSUS 2010, we are reminded that Hispanic/Latinos are the fastest growing ethnic population and NLAAD’s vision is to develop and strengthen healthy communities,” stated Guillermo Chacón, President of the Latino Commission on AIDS.

Hispanics/Latinos represent 15.3% of the U.S. population, but account for 22.3% of the new HIV infections in the U.S. including Puerto Rico, according to the CDC. On a national level, this epidemic is nothing short of a public health crisis. NLAAD’s strength lies in raising awareness at the national, regional level but also working in the local communities to provide testing and connecting people to care to some of our most vulnerable populations.

NLAAD recognizes the Office of Minority Health and Dr. Garth N. Graham, Deputy Assistant Secretary for Minority Health in the Office of Minority Health at the Department of Health and Human Services for their leadership and support
http://www.hispanictips.com/2010/06/07/national-latino-aids-awareness-day-%e2%80%93-theme-for-2010-%e2%80%9csave-a-life-it-may-be-your-own-get-tested-for-hiv%e2%80%9d/

Osvaldo Klimaszewski

Yakuza asked:


In just six months, the largest tax hikes in the history of America
will take effect. They will hit families and small businesses in three great waves on January 1, 2011:

Is this what President Obama promised in his campaign when he talked about CHANGE “?

First Wave: Expiration of 2001 and 2003 Tax Relief
In 2001 and 2003, the GOP Congress enacted several tax cuts for investors, small business owners, and families. These will all expire on January
1, 2011:
Personal income tax rates will rise. The top income tax rate will rise from 35 to 39.6 percent (this is also
the rate at which two-thirds of small business profits are taxed). The
lowest rate will rise from 10 to 15 percent. All the rates in between
will also rise. Itemized deductions and personal exemptions will again
phase out, which has the same mathematical effect as higher marginal
tax rates. The full list of marginal rate hikes is below:

- The 10% bracket rises to an expanded 15%
- The 25% bracket rises to 28%
- The 28% bracket rises to 31%
- The 33% bracket rises to 36%
- The 35% bracket rises to 39.6%

Higher taxes on marriage and family. The “marriage penalty” (narrower tax brackets for married couples) will
return from the first dollar of income. The child tax credit will be
cut in half from $1000 to $500 per child. The standard deduction will
no longer be doubled for married couples relative to the single level.
The dependent care and adoption tax credits will be cut.

The return of the Death Tax. This year, there is no death tax. For those dying on or after January
1 2011, there is a 55 percent top death tax rate on estates over $1
million. A person leaving behind two homes and a retirement account
could easily pass along a death tax bill to their loved ones.

Higher tax rates on savers and investors. The capital gains tax will rise from 15 percent this year to 20 percent
in 2011. The dividends tax will rise from 15 percent this year to 39.6
percent in 2011. These rates will rise another 3.8 percent in 2013.

Second Wave: Obamacare
There are over twenty new or higher taxes in Obamacare . Several will first go into effect on January 1, 2011. They include:

The “Medicine Cabinet Tax” Thanks to Obamacare, Americans will no longer be able to use health savings account (HSA), flexible spending account (FSA), or health
reimbursement (HRA) pre-tax dollars to purchase non-prescription,
over-the-counter medicines (except insulin).
The “Special Needs Kids Tax” This provision of Obamacare imposes a cap on flexible spending accounts
(FSAs) of $2500 (Currently, there is no federal government limit).
There is one group of FSA owners for whom this new cap will be
particularly cruel and onerous: parents of special needs children.
There are thousands of families with special needs children in the
United States, and many of them use FSAs to pay for special needs
education. Tuition rates at one leading school that teaches special
needs children in Washington, D.C. (National Child Research Center ) can easily exceed $14,000 per year. Under tax rules, FSA dollars can
be used to pay for this type of special needs education.
The HSA Withdrawal Tax Hike.
This provision of Obamacare increases the additional tax on non-medical
early withdrawals from an HSA from 10 to 20 percent, disadvantaging
them relative to IRAs and other tax-advantaged accounts, which remain
at 10 percent.

Third Wave: The Alternative Minimum Tax and Employer Tax Hikes
When Americans prepare to file their tax returns in January of 2011, they’ll
be in for a nasty surprise—the AMT won’t be held harmless, and many tax
relief provisions will have expired. The major items include:
The AMT will ensnare over 28 million families, up from 4 million last year. According to the left-leaning Tax Policy Center , Congress’ failure to index the AMT will lead to an explosion of AMT
taxpaying families—rising from 4 million last year to 28.5 million.
These families will have to calculate their tax burdens twice, and pay
taxes at the higher level. The AMT was created in 1969 to ensnare a
handful of taxpayers.
Small business expensing will be slashed and 50% expensing will disappear. Small businesses can normally expense (rather than slowly-deduct, or
“depreciate”) equipment purchases up to $250,000. This will be cut all
the way down to $25,000. Larger businesses can expense half of their
purchases of equipment. In January of 2011, all of it will have to be
“depreciated.”
Taxes will be raised on all types of businesses. There are literally scores of tax hikes on business that will take
place. The biggest is the loss of the “research and experimentation
tax credit,” but there are many, many others . Combining high marginal tax rates with the loss of this tax relief will cost jobs.
Tax Benefits for Education and Teaching Reduced. The deduction for tuition and fees will not be available. Tax credits
Return of No:
I am not worried for myself but for my fellow Americans.Being flippant isn’t an answer,

Denisha Ervay

Linda K asked:


Ok our population is about 301 million about 200 are 18 and up.divide 200 million into 85 billion that would be 425,000.00 not tax free assume 30% taxes. which would send 25billion 500,000 to uncle sam after that we would get 297,000,00 each. what could we do with that ? pay off mortgages buy a home=housing crisis solved #2. pay off college loans=great boost for new grads.#3 put money away for college it will be there.#4 open a savings account= create money to lend Entrepreneurs #5 buy a car again creating jobs#6 Invest in the market=capital drives growth #7 buy health insurance= health care improves. As for AIG Liquidate it and sell off its parts Let american General go back to being American General Sell off the real estate let the private sector bargain hunters cut it up and clean it up.This is something that I read about and maybe this money could be spread out over a period of time,I am sure there are many things to consider I would like your feed back on this Thank you

Traci Thomas

Tommy asked:


One of the side effects of bringing in millions of people with no education that can’t speak english is that a lot have diseases or are at high risk for injury. Also, a lot of them go to the emergency room all the time because it’s “free”. In addition to costing a fortune and hurting the health care for Americans including drastically increasing insurance premiums, we have problems like this.

Yes, some of these people illegally work for wages below what Americans will take, but when people say illegal aliens are good for the economy, do they take things like this into account, or do they just look at the cost savings for businesses?

http://news.yahoo.com/s/hsn/20060720/hl_hsn/languageawideningbarriertohealthcare

Alexander Vathroder