Health Savings Account-Health Savings Account Info

so anxious asked:


okay i was told by a dentist i went to last week for deep cleaning that i have impacted wisdom teeth and i need to get them out asap! the problem? that dentist i went to was the cheapest and the best too =] on account of “I HAVE NO HEALTH INSURANNNNNCE!!!” i recently lost my job and i neeeed to get them out i cant wait to get another one and save all that money you know?? i live in long beach california does anyone know what oral surgeon or dentist does this free? okay i guess he said the wisdom teeth cant really come out since they are impacted but they hurt like hell and they throb =[ where should i go please help!!! 10 points best answer

thankssssss

Shandi Larita

jussagirl asked:


I went to the dentist and found out that I need to get a root canal and crown. The cost is really expensive and I cannot afford it. The only other option is to pull the tooth for a much lower cost. With my insurance I was quoted a $1400 co-pay because two teeth are affected. My teeth are extremely tight.

If I were to wait until next year’s insurance coverage and wait until I switch to a better health plan and also elect to get the health savings plan (money will be in account January 1st, and withdrawn from payroll), would it be possible that I am told that it is a “preexisting condition?”

I currently have Cigna DHMO, which has a copay of up to $500 per procedure (root canal and crown seems to be two different things). It seems as though I am quoted an average co-pay of $350 per procedure. I am thinking of switching to the Delta traditional plan, which pays 80% of the root canal and just 50% for the crown.

Do you think I’m better off sticking with my current plan? And could I possibly lose this benefit by waiting and/or switching insurance companies? I plan to get this done very early in January.

Thanks for your help!

Anne

Tartsnfartz asked:


Okay, I brush, twice a day.
BUT I chew nicorette gum, which has sugar in it :–(
So therefore probably this + not flossing enough has caused these 8 {?!?!?!} cavities to accumulate unfortunately.\unfortunately for me I don’t have dental ins. LOL! SOooooooooo I may as well just hand over all my savings account/chk.’ing acc. right over to my dentist,ha!

SO DID YOU EVER HAVE A MOUTH FULL OF CAVITIES, CHANGE PRODUCTS/HABITS AND HOW LONG HAS IT BEEN [IF ALL THIS "WORKED"] HOW LONG HAVE U BEEN CAVITY FREE??

Rosy Gutman

Sarah K asked:


We are looking @ switching or even getting rid of our private for we don’t use it and are paying $350.00 a month. Only thing im scared of getting rid of is the dental plan. Does anybody know of a good private dental plan that im not paying a arm and a leg for? Or would we be better off putting the $350.00 a month in a dental savings account for any future dentist visits?

by the way, we are in Australia…

Pilar Grochmal

jacksonkhb asked:


I know you can pay for it through those health savings accounts, but I don’t think I set aside enough money to do that. Can I just pay for it out of post-tax dollars and then deduct it on my tax return?

Allison