Archive for March 31st, 2011
What is the purpose of paying medical insurance? How was society indoctrinated into believing it’s necessary?
whateva asked:
I graduated from college a few months ago and was recently hired at my first “real job.” You know, full time with “benefits.” It seems the only insurance my company offers is Aetna, and that costs $100 a month. Now, I am thinking, if I pay insurance every month, I still have to pay a small fee when I visit the doctor, and if I have a major illness or accident, I will have to pay a LOT because no matter how long you’ve had insurance, they will not cover everything. This why I wonder, what is the point of having insurance? I bet you that if I kept my own independent account for health only and put 100 every month, I would have more than enough to cover something major if it were to happen a few years down the road, than if I pay a greedy insurance company.
I graduated from college a few months ago and was recently hired at my first “real job.” You know, full time with “benefits.” It seems the only insurance my company offers is Aetna, and that costs $100 a month. Now, I am thinking, if I pay insurance every month, I still have to pay a small fee when I visit the doctor, and if I have a major illness or accident, I will have to pay a LOT because no matter how long you’ve had insurance, they will not cover everything. This why I wonder, what is the point of having insurance? I bet you that if I kept my own independent account for health only and put 100 every month, I would have more than enough to cover something major if it were to happen a few years down the road, than if I pay a greedy insurance company.
I don’t know, the system is really messed up. I would like to hear what others think and get some advice, because I’m new to this whole ordeal of having to choose my own insurance. I see it as a pointless expense and think that I may end up saving more if I pay the doctor when I do need it, rather than supporting a group of big whigs who made us believe we need to have insurance. Please help. What do you guys think? I need to hear your thoughts.
Melvin Nicoletti