Health Savings Account-Health Savings Account Info

Dntcrosthline asked:


To put the same amount of money in a bank account called, “Healthsave” that most insurance customers pay the insurance companies every month? Plus, have our politicians banish any taxes on that account for only our health care with paperwork from the medical people for what they will pay for? And if we used it for anything else, would have to pay taxes on it. Wouldn’t that also reduce the expensive charges from the medical field?
If you start young with lesser amounts on a slide-scale for amount of wages and went up as wages went up? And how much do the companies that do this similar thing charge for their services? What good are they?

Jaqueline Powers

Twizlett asked:


I will try to make this short. I am having a hard time “hanging in there” with every aspect of my life. I am going through a bankruptcy as a result of my husband’s actions that I had no knowledge of. I want to keep my house so I am stuck with the 30k equity line to do so. I have student loans as well that I have to keep. All the years I worked 2 jobs to have perfect credit have been shattered because of this. Now I have no credit, savings account, or hope for my future. On top of all this, I am going through health problems that may cause me to have a hysterectomy (which is ok cause I have 3 kids and no desire for more). So with all of this, I find myself struggling to believe my life will ever get better. I don’t want to live but I don’t want to die either. All I do is sleep and cry. I have tried antidepressants but they don’t help. There is no bright side that I can see. The only thing that gets me out of bed to go to work is the need to feed my kids. My life has no joy, hope, or future.
I just need some hope from someone who may have been where I am now to tell me things will get better. I need some kind of hope.

Joyce

Nina!!Sanshe!!! asked:


A guy gets run over by a taxi you run to him and nurse him to health. with little breath he tries to tell you he has 8 billion dollars in his house and he wants you to take it he says he is tired of the fast life….you…

A) Invest money into a savings account and then create a business

B) You deny it.

C) Take everyone you want and buy them everything and buy yourself all the things you wanted then buy 6 houses for fun then buy a jet and then buy a plane then buy a bunch of kids drawings. then buy a hybrid then buy stuff. Then buy a bunch of dogs.

D) buy a wife/husband

E) deny it….you don’t care to be that rich, just be his friend and let him buy you stuff.

F) Tell him he needs to go to the hospital nobody is this insane!

G) buy a house buy a car buy a dog and let the money rot.

Which team are you on?
If you chose A you are Greedy…you ALREADY have 8 BILLION dollars why are you investing?

If you chose B you are insecure and trust issues.

If you chose C you are pretty normal decent person…you are kind of greedy. Also you buy things for your friends. very good.

If you picked D I am ashamed of you….buying a wife or husband you can’t buy people. Go to borders and find you a good husband or wife who may be a little dorky but is a good choice.

If you picked E….you are a simple and good hearted individual. To let the man keep his money and to understand the problems that come with money is pretty decent. You do need to get out a little more though.

If you picked F you need to resolve your trust issues and it shows you really care about a person you may be opinionated but you are a decent person to go further than most.

If you picked G…..You like the simple things but you also are closed minded. You should never let money rot. Give it away or something

Keitha Buikema

yamahaguitargirl asked:


It seems that my employer might have withheld too little federal tax. I make $1240 (gross) bi-weekly, and I am a single person who has no children but I claim 1 for myself and 1 for being single just as it instructs on my W-4 and just as I have ALWAYS done for the past 15 years of working. This year, it’s different. In 2007, I made gross wages of $29,900 and they took federal tax of $3636.14, then in 2008 I made gross wages of $32,312.30 and they took federal tax of $3,808.76, now for 2009 I made gross wages of $31,357.48 and they only took $2,284.00 in federal taxes ??? This will result in me owing the IRS! . Why is this year different from last year? I made less this year than last year and I got an almost $900 refund. The only other deductions I have are year end medical at $896.42 and year end health savings account contributions of which $300 was employer and $350 my own. There’s a significant difference it seems. What am I missing?? Why would my employer only take $2,284.00 year end for federal withholding when my salary hasn’t differed that much in the last 3 years?

Daren Iwasaki

tarkwan asked:


It’s open enrollment at my workplace. I’m 27 with three children. Would either of these benefit my family and I. My children have peachcare, but I don’t have health insurance at the current moment. I’ve been searching for a health care plan at a reasonable rate. Any suggestions? Would the HSA do me any good? What about the 401 K? Please give details. Thanks!

Leon Pehl

Average College Student asked:


The republicans proposed the following outlandish amendments. Get over it. The debate is over and you don’t have the votes. Here is a short list of the most ridiculous:

No Viagra for Child Molesters
Cut ACORN
Rollback health secretary powers to 1990s
For each new bureacrat and old bureacrat be retired
Government garantees no private service takeover
Make congress and president part of the system they are creating
Keep state legislation over federal
Medical savings accounts
Have congress and senate take an unbiased test of the health bills content

The republicans are grasping at straws and they have been shut down. The people see through this BS.

Eula Seibt

prettyeyes250 asked:


Please tell me if I am correct. My gross paycheck totalled $ 1,324.80.

My Pre-Tax Deductions

Dental Plan: $ 6.19
Health Insurace: $ 48.71
TSA (403 b): 10% of Gross Pay = $ 132.48
Total: $187.38

Tax Withholdings

Federal: $ 127.30
Social Security: $ 78.73
Medicare: $ 18.41
State: $ 80.70
Total: $ 305.14

Net Pay: $ 832.28

My Math

I have $ 100.00 of my net pay direct deposited into my savings account at my credit union.
I have $ 7.36 of my net pay automatically deducted for life insurance. These deductions are listed on my paycheck as After-Tax Deductions.

Total Net Pay: $ 724.92

Payroll Math

However my net pay shows $ 724.92 , with $ 100.00 going into my savings account and $ 7.36 deducted for my life insurance.

Total Net Pay: $ 624.92

Am I correct or Payroll?

I have contacted my payroll department and am waiting to hear back.

Nichelle Dorris

katt.icus asked:


I have a Health Savings Account from my job and I need to go to the doctor but I don’t know if I can use it yet. It started in January and I currently have $160 in the account. I choose the $3000 one if that helps. Any help would be appreciated.

Stewart Weeman

Warren T asked:


I know that by requiring insurance companies to cover people with preexisting conditions will push up their costs which they will pass on in higher premiums. Most states of insurance programs for people like this but the premiums are very high and a lot of people cannot afford them but they still make too much for Medicaid. I believe they should be held accountable if they are responsible for their conditions but a lot of people with preexisting conditions have no control over them. I know liberals will say we need the Public Option but that will only lead to a One Pay System ran by the government and even though everyone will have health care the quality will be a lot less and a lot more expensive with it being paid with taxes instead of insurance premiums. Here again you punish the majority for the minority. Maybe adjusting the rates for the state programs to that which the people with preexisting conditions can afford based on their income.

I would like to see everyone get health insurance or establish health savings accounts but forcing them I don’t believe is right or constitutional

Ettie Nosworthy

?LCPL USMC (AH-1W death machine) asked:


contributions

Raymundo Woodall