Archive for February, 2010

In YHO, Will the Democrats’ attempt to “fix” healthcare end up making our problems worse?

Sunday, February 28th, 2010

suthrnlyts asked: Bending the Health-Care Cost Curve—Upward
Exerpts:
President Obama has repeatedly promised that health reform would lower costs, yet independent observers, from the CBO to Richard Foster, the chief actuary of the Centers for Medicare and Medicaid Services, have repeatedly said just the opposite. What gives?
The Dutch are shifting from a command-and-control system to one in [...]

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Am I required to carry my estranged husband on my health insurance?

Friday, February 26th, 2010

ninja bunny asked: My husband and I are separated. He is engaged. When he left, he took all of our joint property, emptied our joint bank account, and took his name off of all our utilities, leaving me with all of the debt. My employer provided insurance is currently in open enrollment. Can I drop [...]

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How would you vote for this amendment, and why?

Friday, February 26th, 2010

banjo asked: Existing Law:
Two rainy day accounts for the Education Trust Fund, used to prevent proration, or across-the-board budget cuts: the Proration Prevention Account, which works like a savings account, and the Rainy Day Account, which acts like a credit line. The Proration Prevention Account is funded with tax revenues; the Rainy Day Account gives [...]

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Financial Experts, Can I Do This?

Thursday, February 25th, 2010

Bo D asked: I had a health emergency that wiped out nearly 10,000 dollars in my checking account, and my savings account is empty.
My checking account is down to 500 dollars, and my landlord is about to cash my rent check to him for 750 in a day or two, and I don’t get [...]

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Why didnt the democrats want HSA’s (health savings account) into their health reform bill?

Monday, February 22nd, 2010

Art asked: You talk about reducing premiums? Its very affordable and the money you dont use, a person gets to keep it.You talk about driving down costs?Is this too sensible or am i losing my mind?Frances

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banking and auto ?/?

Monday, February 22nd, 2010

junkfood1 asked: I have a checking account, savings, vaction, should I open a savings account for auto. It would be for car parts. Im makeing 8.75 and live at home so I want to save as much money. How much should I put away a month for my auto. My car repairs are like 400 [...]

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Did Bush Keep is campaign promise on HEALTH CARE?

Monday, February 22nd, 2010

I spy on Russia asked: Tax credit of up to $2,000 per family to help low-income working Americans buy health insurance. Expand tax-free medical savings accounts that can be used to pay for health expenses. Add 1,300 rural health care centers.
Money to states to provide free prescription drugs for the elderly poor while setting [...]

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How long should I keep copies of statements from old utility bills, credit card statements, etc?

Monday, February 22nd, 2010

Kristin asked: I have like three years of copies of old statements from utility bills, credit card bills, health insurance, car insurance, checking/savings accounts, pay stubs, etc. Also, I have a couple of statements from closed out credit cards, vehicles that we have sold. I was just wondering how long I should keep these things [...]

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Will there be a health insurance option for us if we already carry insurance that’s awful?

Sunday, February 21st, 2010

What the fu– asked: We have BCBS with a health savings account which we pay $200 a month for though my husband’s small massage school. Cheap right? Not so much when the employer doesn’t contribute to the HSA and we just can’t afford to. For that reason, I haven’t gotten my annual PAP [...]

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How much should I put in savings?

Sunday, February 21st, 2010

jadoescher asked: Hey,
I am a 28 year old single male. I make $36,500 per year at my job and I get $12,000 per year (tax free) from my grandmother. My total take home income per month is $3150. I put 5% pre tax into my 401k (which my employer matches) and I put $20 per [...]

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