Health Savings Account-Health Savings Account Info

. asked:


Here are just a few ways that would insure allot more people.

-Provide a tax credit for 100% of health care costs
-Allow seniors to use Health Savings Account funds to pay for Medigap policy
-Make all Medicare expenses tax deductible
-Allow citizens to purchase health insurance across state lines (This would bring costs down allot, but who cares about that…)
Ash, are you aware that a great deal of the uninsured are actually qualify for Medicade/medicare or a state-wide insurance plan, but simply choose to pay for their care doctor by doctor? and allot of those statistics include illegal immigrants who will not benefit from the dems plan anyway, so why include them in the 48 million? When you really break it down there are only about 3 million that want health insurance, but cannot afford it AND don’t qualify for an existing government plan; why change the whole system for those people? Lets just make it more affordable by increasing competition through interstate commerce and tax credits.
Conservatives never had a chance, the Bush republicans did and they were far from conservative, they passed bank bailouts, the patriot act, farm subsides, ect. that is not conservatism or capitalism

Numbers Koutras

John K asked:


According to the bill, here’s what will happen:

1. Tax part of employer contributions to health insurance. No more tax free health insurance premiums.
2. Impose Medicare tax on state and local government employees. Except for congress of course.
3. Tax sugary and alcoholic drinks. Ante up beer and soda drinkers.
4. Change or eliminate Flexible Spending Arrangements. No more “cafeteria” plans.
5. Modify Health Savings Accounts. Yet another tax hike.

So let me get this straight. Obama said he wouldn’t raise taxes on the middle class…. hmmmm…. well, I guess Joe Wilson was right. Bend over boys and girls. If this POS passes the Senate, you WILL pay ALOT more taxes.

Lorenzo Fey

Beverly S asked:


reform? This is not my idea but one I heard this morning on a radio show. There are 40 million people on Medicare in this country. Last year we spent 480 billion dollars on medicare claims. Average cost per person being around $12,000.00 per year. The idea was for the government to put $4000.00 at the beginning of each year into an individual health savings account. The government would pay the first $4000.00 in healthcare costs like they do now. The next $4000.00 would be paid from the indiv. health savings acct. After the first $8000.00 the government would start paying again as usual. The kicker would be if you didn’t use up the part in your health savings by end of year you could keep it- transfer to your reg. bank acct. The idea behind this is basically making people think about the costs involved, sort of rationing their own health costs- not having un-necessary tests etc. It would be like an incentive for us to actually look for savings. This would actually cost the government more for folks who very rarely use it since they would get the extra $4000.00 per year, but I think this would cut costs by billions & think it’s a brilliant idea.
Phillip- re-read the question- it’s just for Medicare Receivers- 40 million….
Shelly- Re-read the question dear.
Sarah- I don’t think you read this either-

Jewel Kingery

Napolitano’s Secret Police asked:


I’m all for health car for people that are financially unable or have pre-existing conditions on some sliding scale.

But, the Baucus plan cannot produce savings. It is generating taxes to pay for health care by taxing medical equipment and plans, which will only cause medical expenses to go up.
Then they want to start taxing years before the plan starts.
Isn’t that a ponzy scheme?

They can already strip out the waste and fraud if they want to and have done something they can claim as a victory. It’s a number they threw out but they don’t have any real idea if it is just bad accounting or waste. Otherwise they would be making arrests.

If it is going to cost us money, then be honest up front and tell us.
I would like to agree with you but Medicare spends much more per beneficiary than any of the private companies and the Dems say that it has massive waste and fraud.
Blue christy, you make a lot of sense.

Roderick Cowdery

Nicole J asked:


1. Against illegal immigration but pro legal immigration.

2. Would restore and make FAIR trade mean exactly that fair to both sides as in equal

3. Abolish the income tax and the IRS

4. Make property tax paid once at time of purchase and not year after year

5. Would create medical savings accounts to provide for your health care by deductions from your paycheck going into a fund for you and which you were allowed to withdraw from in times of emergency.

6. Would cut back welfare and related programs encouraging a workfare instead of a welfare.

7. Would make sure public schools taught the children and did not feed them indoctrination
Its not Ron Paul geez u guys

also favors Nuclear Power as the energy that should power this country
In Reference to the Property Tax issue use fees that are added to your property tax cover the schools take a look at your bill just the tax alone doesnt cover you have the tax and then you have user fees or service fees. That you can pay every year but the property tax every year is criminal. when you buy something you pay tax on it ONCE why not with property
Also this person would eliminate capiital gains tax

Andrew

Anarcho-Syndicist asked:


He said “Political philosopher Richard Weaver famously and correctly stated that ideas have consequences. Take for example ideas about rights versus goods. Natural law states that people have rights to life, liberty and the pursuit of happiness. A good is something you work for and earn. It might be a need, like food, but more goods seem to be becoming rights in our culture, and this has troubling consequences. It might seem harmless enough to decide that people have a right to things like education, employment, housing or healthcare. But if we look a little further into the consequences, we can see that the workings of the community and economy are thrown wildly off balance when people accept those ideas.

First of all, other people must pay for things like healthcare. Those people have bills to pay and families to support, just as you do. If there is a right to healthcare, you must force the providers of those goods, or others, to serve you.

Obviously, if healthcare providers were suddenly considered outright slaves to healthcare consumers, our medical schools would quickly empty. As the government continues to convince us that healthcare is a right instead of a good, it also very generously agrees to step in as middle man. Politicians can be very good at making it sound as if healthcare will be free for everybody. Nothing could be further from the truth. The administration doesnt want you to think too much about how hospitals will be funded, or how you will somehow get something for nothing in the healthcare arena. We are asked to just trust the politicians. Somehow it will all work out.

Universal Healthcare never quite works out the way the people are led to believe before implementing it. Citizens in countries with nationalized healthcare never would have accepted this system had they known upfront about the rationing of care and the long lines.

As bureaucrats take over medicine, costs go up and quality goes down because doctors spend more and more of their time on paperwork and less time helping patients. As costs skyrocket, as they always do when inefficient bureaucrats take the reins, government will need to confiscate more and more money from an already foundering economy to somehow pay the bills. As we have seen many times, the more money and power that government has, the more power it will abuse. The frightening aspect of all this is that cutting costs, which they will inevitably do, could very well mean denying vital services. And since participation will be mandatory, no legal alternatives will be available.

The government will be paying the bills, forcing doctors and hospitals to dance more and more to the governments tune. Having to subject our health to this bureaucratic insanity and mismanagement is possibly the biggest danger we face. The great irony is that in turning the good of healthcare into a right, your life and liberty are put in jeopardy.

Instead of further removing healthcare from the market, we should return to a true free market in healthcare, one that empowers individuals, not bureaucrats, with control of healthcare dollars. My bill HR 1495 the Comprehensive Healthcare Reform Act provides tax credits and medical savings accounts designed to do just that. ”

Video here: http://www.youtube.com/watch?v=NOwImRicZrw

Todd Likos

Judy asked:


I know health savings accounts expire- which I think is insane.
But do Flexible Spending accounts do?

Are they just the same thing?
Am I really that confused?
Thank you for your answers.

Salley Salvant

Robert P asked:


How bout we trying this instead of spending a trillion dollars we don’t have…
Health care savings accounts.
Shop over state lines.
Get rid of mandates.
Crack down on fraud. If a Judge see fraud in a health care case,looser
will pay both attorney fees.
Portable insurance (if you leave work you can take it with you).
(No cost) Health care for those who can’t afford it or are unemployed,
but after a period of time-lets say 4 months, you than have to do 30 hours of community service to keep it. This still leave 10 hours a week so you can go find a job.

Just some things off the top of my head.

Lula Billiot

Why is Obama a liar? asked:


According to Pelosi, Reid and OBAMA Social Security was solvent till 2032 and Medicare beyond that. Now that we know they lied to keep us from using that money for our personal savings and health.
—————————————————————————————–
Pelosi
The Republican Ways and Means proposal released today is just the same risky privatization scheme in different packaging. It still includes huge benefit cuts to the middle class, massive debt, and a weaker Social Security program – ideas that the American people have already rejected.

“Like the Bush privatization plan, the Ways and Means Republicans’ proposal would divert payroll contributions to create private accounts. The only difference is cosmetic – one approach would create risky private accounts directly from a worker’s paycheck, and the other would finance risky private accounts from Social Security payroll taxes when they reached the federal Treasury.
——————————————————————————————

So now that Obama and Pelosi has screwed seniors, what next a 30% tax hike on all of us?
sorry , you are corect

Trust funds that support Medicare and Social Security have eroded due to the recession and will run out of money earlier than expected, government officials say.

Medicare, the government health care program for seniors, is projected to run out of money in 2017, two years earlier than previously predicted, according to the 2009 annual report by program trustees.

Social Security, the government assistance program for seniors and the disabled, is projected to become insolvent by 2037, four years earlier than trustees predicted a year ago.

http://www.bizjournals.com/denver/stories/2009/05/11/daily48.html

http://seattletimes.nwsource.com/html/soundeconomywithjontalton/2009215429_re_social_security_and_medicar.html

Frederick Lavallie

Meredith C asked:


I went to a therapist for the first time in my life earlier this week. I felt very comfortable with her, and think that she could really help me. However, she will not schedule me for regular weekly visits until I take some evaluations and tests administered by her assistant. The cost is $350, and is not covered by insurance. Is this normal? She seems nice, but it seemed odd to me. I told her that I was wanted to wait until the new year, because my insurance is changing and I will have a health savings account and can use tax free money to pay for them. But I am having doubts on whether these are necessary, and if I should go to another therapist instead. Does anyone have experience with this? I’m pretty new to this kind of thing.

Sommer Darland