Archive for May, 2009
Do you really need health insurance?
Kristine R asked:
I’ve been wanting to get some for my kids, but i’ve been researching it and it seems as though health insurance is really just in case something huge happens like u need 20,000 surgery or a hospital stay. I’m not saying we will never need it, but I really just want insurance that allows me to take my kids to the doctor and get them medcine for a $10 or $20 copay. It’s really dumb for me to get insurance with a 2,000 deductible- insurance would never pay for the low-cost stuff. Would I just be better off putting money in a savings account? I have looked into HSA’s, and i think i would be better of just putting some money away. What do you think?
Who said that if something happened I would be getting the government to foot the bill? I think, if you took the time to read my question, that i asked if it would be better for me to SAVE UP if something happened rather than pay that money out to an insurance company..Thats not taking responsibility?
Lelah Meservey
I’ve been wanting to get some for my kids, but i’ve been researching it and it seems as though health insurance is really just in case something huge happens like u need 20,000 surgery or a hospital stay. I’m not saying we will never need it, but I really just want insurance that allows me to take my kids to the doctor and get them medcine for a $10 or $20 copay. It’s really dumb for me to get insurance with a 2,000 deductible- insurance would never pay for the low-cost stuff. Would I just be better off putting money in a savings account? I have looked into HSA’s, and i think i would be better of just putting some money away. What do you think?
Who said that if something happened I would be getting the government to foot the bill? I think, if you took the time to read my question, that i asked if it would be better for me to SAVE UP if something happened rather than pay that money out to an insurance company..Thats not taking responsibility?
Lelah Meservey
If you could buy discounted Starbucks stock, would you?
Tara asked:
I’m just getting married and am in the process of setting up my health insurance, savings account, 401K, etc. I’m super awful with math and finances and I have the opportunity to buy stock in Starbucks at a discounted rate. Basically, the company sells their partners (employees) stock at the end of the quarter, but they sell it to you at the price it was at the beginning of the quarter. You are allowed to turn around and sell it for immediate profit, but I know partners that don’t make much money that have amassed a few grand in a couple of years. What is the outlook for Starbucks stock? Would you take this opportunity?
Phillip Kudo
I’m just getting married and am in the process of setting up my health insurance, savings account, 401K, etc. I’m super awful with math and finances and I have the opportunity to buy stock in Starbucks at a discounted rate. Basically, the company sells their partners (employees) stock at the end of the quarter, but they sell it to you at the price it was at the beginning of the quarter. You are allowed to turn around and sell it for immediate profit, but I know partners that don’t make much money that have amassed a few grand in a couple of years. What is the outlook for Starbucks stock? Would you take this opportunity?
Phillip Kudo