Health Savings Account-Health Savings Account Info

srsly? asked:


Please Help! My Ex has a Health Savings Account / Am I being ripped off?
Per a divorce decree, my ex is to pay for an insurance policy for our child and I am to pay half of what is owed from appointments and prescriptions. This worked for 3 years until….

>>My ex got a health savings account which apparently causes me to pay full price for every appointment and medication my son needs.

Am I am paying toward some enormous deductible, likely meant to cover his whole family, or am I paying into a savings account that he and his new family will benefit from?

I’ve read a bit about HSA’s but I’m afraid I don’t fully understand the concept.

Any info or recommendations are welcome.

Thank you so so so much.

Nona Sporich

Gerald S asked:


I have changed jobs and my new employer does not have a High Decuctible Health Plan. Waht can I do with the remaining money in my HSA?

Brandon Louras

Heather Nicole asked:


we have a choice to get aetna pos II with HSA, question one: is hsa worth it? question two, we have to put in how much we want to add, read below

Enter 0 if you don’t want to contribute.

$ ($1 – $3,950)

A contribution should only be made in the Health Savings Account if you elected the Medical Coverage with HSA option in the Medical plan.

Remember, if you’re enrolled in the Medical Coverage with HSA, TXU makes an annual contribution to your HSA of $1,800 (You + Spouse, You + Child(ren), or You + Family). You’ll also need to account for any additional incentive contributions TXU makes to your HSA this year:
# $50 for completion of health risk assessment
# $200 for actively participating in and graduating from a health coaching program

what should we do, we also have a choice of a plan without hsa
the deductible is 3600 for the family

Patricia

RevKev asked:


I have a Health Savings Account for medical expenses. In her excitement over being able to purchase a Wii, my wife accidentally grabbed the HSA checkbook and wrote a $250 check. The check has already been electronically sent and cannot be exchanged for the right one. Am I covered by Rollover rules if I re-deposit this money within 60 days from my taxed income?
Would I be better off then filing the tax form and paying taxes plus 10% penalty rather than paying a stop check fee to my HSA custodian and a returned check fee to the store? It seems I’d save money just paying the taxes and penalty.

Charlie Goldinger